Construction

Construction

From a single excavator to an entire fleet — fast, asset-based financing that keeps your crews working.

Construction businesses live and die by uptime. When a machine is down or a new contract demands more capacity, you can't wait weeks for a bank to make a decision. ELS Capital Funding connects contractors with flexible equipment leasing and financing options secured by the assets themselves — so you can add the machinery you need without draining working capital or stalling a job site.

We finance new and used heavy equipment across earthmoving, lifting, paving, and site-support categories — from a single skid-steer to an entire fleet refresh. Because the equipment itself secures the financing, underwriting focuses on the asset and your business cash flow rather than requiring years of tax returns and perfect credit. That means approvals in as little as 24 hours, terms up to 60 months or more, and structures that can include 100% of the equipment cost plus soft costs like delivery and installation. When a contract lands, you move — and we make sure the iron shows up with it.

What We Finance

Excavators, loaders, and dozers
Dump trucks and heavy haulers
Cranes and lifting equipment
Concrete and paving equipment
Compressors, generators, and light towers

Who We Serve

Ideal use cases for construction financing through ELS.

General contractors and builders scaling up for new projects
Site-prep, excavation, and grading companies
Concrete, paving, and asphalt contractors
Fleet operators adding trucks and haulers to meet demand
Trade subcontractors upgrading specialty equipment

Benefits

Why finance your construction with ELS Capital Funding.

Approvals in 24 hours

Move on the equipment you need while the opportunity is still hot — not after a multi-week bank underwriting cycle.

Preserve working capital

Lease instead of buying outright and keep cash free for payroll, materials, and unexpected job-site costs.

Section 179 tax advantages

Many equipment leases qualify for Section 179 deductions — write off the full purchase price in year one. Consult your tax advisor for specifics.

Upgrade at term end

Trade up to newer, more efficient machines at the end of your lease so your fleet never falls behind the competition.

How It Works

1

Apply online

Complete the Equipment Leasing Application with your business, principal, and equipment details.

2

Get matched

We shop our lender network to find the rate and term that fits your cash flow and the asset you're financing.

3

Take delivery

Once approved, coordinate delivery with your vendor and put the equipment straight to work.

Frequently Asked Questions

Ready to Get Started?

Apply online today and get a decision in as little as 24 hours. Our team will match your project with the right financing solution.