Real Estate Loans

Real Estate Loans

Fast, flexible capital for fix-and-flip, rental, and investment property projects nationwide.

Whether you are acquiring a fix-and-flip property, refinancing a rental portfolio, or funding a ground-up build, ELS Capital Funding connects real estate investors with asset-based lending solutions designed to close quickly. We leverage our network of lenders to match your project with the right capital structure — so you can move on a deal without tying up your own cash or waiting weeks for a traditional bank.

Our real estate lending partners offer fix-and-flip loans, rental and DSCR loans, bridge loans, and ground-up construction financing on single-family and small-multifamily properties. Because these loans are secured by the underlying asset, underwriting centers on the deal — the after-repair value, your renovation plan, and your exit strategy — rather than your personal tax returns alone. That means faster decisions, fewer conditions, and a closing timeline that keeps pace with how investors actually work. Submit one intake with all of your property and borrower details, and our team shops the right lender for you.

What We Finance

Fix-and-flip purchases and renovations
Rental and investment property acquisitions
Cash-out refinances on existing holdings
Bridge and short-term hold financing
Ground-up construction and development projects

Who We Serve

Ideal use cases for real estate loans financing through ELS.

Fix-and-flip investors working on single-family or small-multifamily properties
Buy-and-hold landlords acquiring or refinancing rental portfolios
Ground-up builders and developers needing draw-based construction financing
Investors looking to pull cash out of equity for the next deal
Borrowers who need to close fast to stay competitive in a tight market

Benefits

Why finance your real estate loans with ELS Capital Funding.

Decisions in as little as 24 hours

Our streamlined intake process gets your file in front of the right lender fast, so you don't lose a deal to a slow approval.

Asset-based underwriting

Loans are secured by the property itself, meaning we focus on the deal's value and your plan rather than a perfect credit profile.

Flexible terms

Short-term bridge loans, fix-and-flip terms, and longer rental financing — structured around your exit strategy and cash flow.

Preserve your liquidity

Keep your cash reserves for renovations, carrying costs, and your next opportunity instead of sinking it all into one deal.

How It Works

1

Submit your intake

Complete the Real Estate Intake Form with property and borrower details. Multiple properties can be submitted in a single intake.

2

We match your deal

Our team reviews your project and matches it with the best-fit lender and loan program from our network.

3

Close and fund

Once terms are agreed, we help coordinate closing so you can access capital and get to work on the property.

Frequently Asked Questions

Ready to Get Started?

Apply online today and get a decision in as little as 24 hours. Our team will match your project with the right financing solution.